My dad did not do his CPF nomination

It has been a long while since I last posted. My wife had just given birth to Number 3 and that had kept me pretty busy.

Also my dad had recently passed away and hence this post.

My dad did not do his CPF nomination before he passed. Despite that, instead of the 6 months plus we were expecting, we got his CPF payout in less than 2 months. 

We do have to make an online “Administration of CPF / Baby Bonus / Edusave / PSEA Monies” at https://eservices.mlaw.gov.sg/pto to speed up the distribution process.

There are some documents like Birth certificate etc. that you will need to fill up the online application. You can read more about it HERE

We took around 30 minutes to fill everything up once we got all the required documentations and we got the payout about a week after submission.

We are all pleasantly surprised that the CPF distribution is quite fast and convenient even though no CPF nomination was made.

Well having said that, it is still advisable to make your CPF nomination or encourage your parents to make theirs if they haven't.

This is because there are fees associated with the Public Trustee for the administration of un-nominated CPF money. You can see the fees below.

Also doing nomination allows you decide who gets what.

If there is no nomination, it will be distributed in accordance with the Intestate Succession Act (Cap. 146) for non-Muslim (shown below) and Section 112 of the Administration of Muslim Law Act for Muslim.

 

Rules of Distribution (Non-Muslims)
Deceased Die Intestate Leaving	Distribution
Spouse No Issue No Parent	Whole share to surviving spouse
Spouse Issue	½ share to surviving spouse. ½ share to be shared equally among issue and, where they have already died, their children. Parents are not entitled.
Issue No Spouse	Whole share to be shared equally among issue and, where they have already died, their children. Parents are not entitled.
Spouse Parent No Issue	½ share to surviving spouse. ½ share to be shared equally among surviving parents.
Parents No Spouse No Issue	Whole share to be shared equally among surviving parents.
Siblings No Spouse No Issue No Parents	Whole share to be shared equally among deceased’s siblings and, where they have already died, their children.
Grandparents No Spouse No Issue No Parents No Siblings and their children	Whole share to be shared equally among surviving grandparents.
Uncles and Aunts No Spouse No Issue No Parents No Siblings and their children No Grandparents	Whole share to be shared equally among surviving uncles and aunts.

*Spouse refers to husband or wife.
*Issue means a child (legitimate or legally adopted) and the descendants of a deceased’s child. Illegitimate children and transferred children are NOT entitled under the Intestacy Rules.

Thanks for reading and do support me on my referral page. Stay Safe and Happy CPFing!

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